In the UK millions of families live in social housing, whether the properties are owned by public sector bodies, independent organisations or private individuals.
Our specialist lawyers in the insurance law division work closely with our social housing clients and their insurers to ensure a seamless approach. The team is highly regarded for delivering a first class service which also represents best value for our clients.
Expert advice from a leading legal team
Claims in this field can range from a trip or slip, to a disease claim caused by conditions in a property. Our knowledge, experience and expertise in the field enables us to provide swift and accurate advice on the legal position of a claim. We will identify those cases which have a strong defence and we have an enviable success rate at court.
We have also had excellent results in respect of summary judgment applications, thus avoiding the need to proceed to trial in some cases with the added benefit that we have also recovered clients’ costs. The issue of summary judgment applications is not uncommon in social housing claims, where claimant’s solicitors may not fully understand the ramifications of the law in this special field.
We are acutely aware of the wider repercussions in terms of reputational damage that can arise if we do not secure the right result from the case. If however there is no defence, we would seek to secure a swift resolution.
Comprehensive legal support from start to finish
Our social housing insurance lawyers provide expertise in the following:
- Defective Premises Act 1972
- Disease claims
- Employers’ liability
- Fire damage
- Landlord and Tenant 1985
- McGeown Defences
- Occupiers’ Liability Act s 1957 and 1984
- Policy coverage
- Property damage
- Public liability
- Rights of way
- Stock transfer
Delivering added value for our social housing clients
We engage with our clients offering additional expertise through seminars and roundtable events. After listening to feedback from our clients, we have delivered a social housing mock trial with additional events planned for the future.
We remain constantly engaged with developments in social housing and the law in this field, sending regular bespoke updates to clients on key issues of interest. We have also presented on social housing at conferences including at ALARM (Association of Local Authority Risk Managers) regional and national events and our lawyers are regularly asked to contribute to journals on issues affecting social housing clients given their specialism in the field.
Carol Dalton is vice chair of the FOIL (Forum of Insurance Lawyers) public sector special focus team and in this role takes the lead for housing matters, as much of our social housing is provided through local authorities.
Our social housing lawyers are also involved with IRLA (Insurance and Reinsurance Legacy Association), and engage with horizon scanning for issues that may affect clients in the future.
Your reputation is our reputation
We work hard to deliver an excellent service; collaborating closely with our social housing clients to understand their needs and ensuring that these are at the forefront of our minds when advising on law and strategy.
We are proud of the strong relationships we have with our social housing clients many of which have developed over a long period of time.